The oldest financial institution in Montague County, this bank was chartered on March 10, 1890, eight years after the town of Bowie was created on the line of the Fort Worth and Denver City Railway. Beginning with an initial capital of $50,000, it was the town's only surviving bank by 1931. Maintaining a strong civic commitment, the bank has provided financial assistance to local charitable organizations and provides a gathering place for local community groups. It has been an important part of county history for over one hundred years. (1990)